Many of us have wondered how, with all the wanton destruction and such, insurance works in the Marvel Universe.
It doesn't, it seems.
We're at one of those points where Hulk has Bruce Banner's mind. He receives a presidential pardon, and is welcomed as a hero:
Ah, but not everyone believes the Hulk should be forgiven:
SPOILER ALERT: Banner hires Matt Murdock to defend the guy and asks for leniency, so the DA drops the charges. The Hulk rebuilds Hadleyville. All is happiness and joy.
And then 3 issues later, thanks to the mechanizations of Nightmare, savage Hulk is back in control, and it's back to insurance companies not settling:
From Incredible Hulk #293 & #297 (1984)